Loan Servicing Software
Service the Entire Loan Life Cycle

No other loan servicing software compares to Nortridge Software in regards to it's amount of unique configuration options. It's one of the reasons why so many financial companies, in so many industries, use Nortridge and it all starts here - in loan servicing depth.

Create Beautifully Tailored Loan Products

Support multiple lines of loan products like installment, marketplace unsecured, secured loans, lines of credit, mortgage, auto, and many more.

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Loan Types

Easily create different loan types including term loans, non-revolving, commitment and pool loans.

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Interest Methods

Choose among simple interest, fixed amortized, fixed amortized (beginning), Rule of 78s and average daily balance.

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Accrue on the first day, or the last, or both. Beginning or end of day. Interest year of 360, 364, 365, 366, or actual.

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Interest Rates

Set a base rate (e.g. Libor, WSJ Prime). Compound based on days, number of periods. Set minimum interest, a post-maturity rate, default interest and same as cash.

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Payment Periods

Choose among days, weekly, bi-weekly, semi-monthly, 28 days, monthly, bi-monthly, quarterly, semi-annually, annually, maturity, or define your own.

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Automatic Late Fees

Automated Late Fee and NSF processing – automatic removal on effective dated payments or addition on reversals and NSF.

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Payment Application Options

Define the payment application waterfall and customer rules to control thresholds and payoffs.

Accept payments that adapt to your customers

The best way to improve collections is to avoid delinquent accounts in the first place. It starts with making it easy for your borrowers to make payments - in the way that works best for them. Nortridge Software natively accepts credit cards via our partnership with Merchant Partners. You can do recurring credit card transactions and recurring ACH payments. You can even leverage the network of 7-Eleven and ACE stores to accept cash payments on your behalf via PayNearMe. All with the enterprise-level security one would expect from Nortridge.


Accept Credit Cards

Accept credit cards and debit cards safely and securely.

ACH Payments

Set up recurring automatic ACH payments natively.


Accept cash payments at any
7-Eleven with PayNearMe.


Tie your lockbox account to Nortridge Software.

Western Union

Easily accept Western Union payments.


Easily accept MoneyGram payments.

And Many More

Need to accept a different form of payment? Contact us


Contact & Borrower Management

Maintain a tightly integrated record of borrowers, investors, dealers, and much more.

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Rich Data on Every Borrower and Contact

Track and leverage all the information you need for every borrower and contact. Pull and store credit reports, verify addresses, track information on loans and detailed demographics with user-defined fields (UDFs). All of this information is tied to reports allowing you to manipulate and analyze all data, and use it to better originate and collect on loan products.

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Omni-Channel Communication

Communicate to your borrowers based on their preferences. Send them texts*, emails, or classic mail. Give them the ability to make payments, pull statements and check their balance via a borrower portal. All communication is stored back in the Nortridge Loan System for reporting and analysis.

CRM for lending

Contact Relationships at its Best

Track a lot more than just borrowers. Create contact types that allow you to build rich data on co-borrowers, investors, multiple-investors, servicers, lenders and pretty much any other type of contact you can think of. All of them can be tied to one or multiple loans allowing you to keep all data in one place: Nortridge Software. An additional CRM isn't even needed.

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Credit Score Profiles

Pull and store credit reports from all major bureaus and alternative ones under each contact and create rules based on credit data

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Keep track of all communication with borrowers and other contacts in one place.

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Store Custom Data

Use User Defined Fields (UDFs) to capture rich demographic data on every borrower and contact.

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Address Verification

Every address is verified against the Postal Service's database. Now you can always send statements to the right place.

Communication is key in loan servicing, and our platform makes it easy to keep track of all communication with borrowers and other contacts in one place.

So Much Data it would Make An Analyst Blush

Direct access to all the loan servicing data you need to run reports, business analytics and business intelligence.

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Graphical Dashboards

Keep track of important information in real time with graphical dashboards.

contact relationships at it's best

Leverage Big Data

Every loan has in-depth statistics, daily trial balance for the loan, detailed transaction data and loan payment history... and that is just the beginning.

Industries That Are Utilizing the Nortridge Loan Servicing System

Auto Financing Software

Get lightning-fast financing options with the ability to run detailed credit reports and pass customer data directly to your integration endpoints. Our software offers robust features that improve sales and manage auto loans much more effectively.

Auto >

Consumer Installment Loan Software

Enjoy easy management and tracking of consumer installment loans throughout the entire lifecycle of the installment loan. Our software is highly customizable to meet the unique needs of consumer installment loans.

Consumer >

Commercial Lending Software

Experience innovative features that have been built for lending professionals in the commercial lending space. The software is easy to use and ensures that you can manage commercial loans with great ease.

Commercial >

Student Lending

Simplify the complexity of student lending with our loan servicing software. Streamline the entire loan life cycle and automate payment processing. Increase efficiency and manage student loans more effectively.

Student >

Hard Money Lending

Nortridge software can benefit those who specialize in short-term loans. The system ensures compliance with state and federal regulations while providing tools to manage the loan portfolio more effectively.

Hard Money >

Medical Loans Servicing

Effortlessly manage complex billing and payment processes associated with medical loans. By automating payment processing, you can reduce errors and improve your ability to track and analyze loan data.

Medical >

And many more...

The Nortridge Loan Software Advantage

Here’s why so many trust our software to deliver what they need

Reporting and Analytics

Nortridge Loan Servicing Software for lenders provides access to a vast amount of data, making it easy to run detailed reports and analytics. Our software allows you to generate customized reports and dashboards that provide insights into your loan portfolio performance, borrower behavior, delinquency trends and more. With the ability to track borrower communication, loan types, interest methods, and payment schedules, you'll have all the information you need to make informed decisions about your loan products.

Compliance and Regulatory Support

Our loan servicing system includes features that help you stay in compliance with all relevant regulations, including the Truth in Lending Act, the Fair Credit Reporting Act, and state-specific regulations.

Integration and Customization

Nortridge Loan Servicing Software can be integrated with other third-party software applications, including accounting software, customer relationship management software, and loan origination software. We also offer customization options, including the ability to add custom fields to borrower records, customize the user interface and tailor reports to your specific needs.

Customer Support and Training

At Nortridge, we pride ourselves on providing exceptional customer support and training. Our team of loan servicing experts is available to answer your questions and help you get the most out of our software. We also offer comprehensive training to ensure that your team is fully equipped to use our software and take advantage of all its features and capabilities.

But what are we saying? - The only way to truly understand the depth of power and configuration of Nortridge Software when it comes to loan servicing is a demonstration of it.

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Frequently Asked Questions