An Introduction to Two-Way SMS Communications
Two-way texting enables lenders to build relationships with their borrowers by personalizing the experience. SBT’s Vivek Rao provides this introduction to get started.
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Fun with Maths - Proving Douglas Adams
Mathematical proof that black is white. Inspired by Hitchikers Guide to the Galaxy.
What Does a Nortridge Consulting Services Engagement Look Like?
Have you ever wondered what to expect from a consulting engagement with our team?
Digital Collections Strategy Amidst a Pandemic
Giving borrowers the ability to engage lenders on their smartphones - away from home or work - was a positive dynamic shift…
Calculating APR (Part 2)
Learn how to caculate APR by looking at the effect of having an extra 19 days in the first period.
Calculating APR (Part 1)
Learn how to calculate APR by looking at the mathematical procedure for deriving the APR from a payment flow.
Explanation of Deviation from TILA Disclosure
Aaron Abrams, our consulting manager and Nortridge Software, explains deviation from a TILA Disclosure.
Switching to Switch - Nortridge's New Hosted Data Center is State of the Art
Learn how you can humanize your market and how it can benefit your business.
The Unforeseen Economic Consequences of Thanos Finger Snap
What happens to the economy when half of the population is wiped out with the snap of a finger?
Han Solo's Debt Revisited
Han Solo’s Debt Revisted - Our favorite author Aaron Abrams geeks out on both Star Wars and Finance!
Keys to a Successful Nortridge Loan System Implementation
Learn the necessities to having a successful implementation using the Nortridge Loan System.
Turning Data to Gold
Learn the value of data and how you can use it to increase business efficiency and profitability.
Data - The New Moat for Lenders
Learn how do you calculate the correct payment that will cause that loan to pay off in the specified term.
What is the Effect of Beginning or End of Day Accrual on APR?
Does the loan accrue its interest on the morning (pre-payment) principal balance, or does it accrue on the evening balance after payments have been posted for the day?
Calculating an Amortized Payment
Learn how to calculate the correct payment that will cause a loan to pay off in the specified term using amortized payments.
Trends to Watch in 2017
Making predictions in the ever-changing lending and financial markets is indeed speculative at best, but it’s worthwhile to see what various experts and outlets believe are the trends to watch and the pitfalls to avoid.
How to Make Credit Cards Work For You
Credit cards are awesome. I have a queue of credit card applications like an online-shopper has a wish list. But it wasn’t always that way.
The Giants Awaken
Goldman isn’t partnering with P2P platform or an online lender. It is becoming one. They may just win and here’s why.
Top Three Keys to Successful Implementation of New Loan Servicing Software
Switching to a new loan servicing software? Here are some tips to having a successful implementation.
What Do Star Trek, The Roman Age, and Lending Have in Common?
Learn how Star Trek, the Roman Age, and Lending have all in common.
Should we be so Focused on Lending Regulations?
While we should keep an eye on regulations, they are just one indicator when trying to plan out the future of a lending company.
How Consumer Lenders Can Make Competitors Irrelevant
How can consumer lenders make competition irrelevant? The blue ocean strategy may be hold the answer. Here’s how it could work.
How I Taught a Computer to Integrate
Learn how to I taught a computer to integrate using a spreadsheet.
The History of Lending Part 4
The final chapter of our 4 part series on the history of lending.
Auto Lenders' loan software for CFPB Compliance?
Guide on what to look for in loan management software to help auto lenders meet CFPB requirements